Save Yourself From Any Mishap | Accidental Health Insurance

Posted by Policy21st on February 7th, 2019

Accidents these days have become a causalities these days. With so many vehicles playing on the road, India has gained the status of being a country with a lot of road accidents happening each day as per the survey conducted.

Thus an Accidental Health Insurance policy becomes a need for each person traveling on the Indian roads. 1214 road accidents take place on the Indian roads daily.

While minor accidents can lead to only disability, major accidents can lead to your death or even permanent disability which leaves you crippled and without any source income in most probability. An accidental health insurance policy can help you during those times of need so that you know that there is some to help you if and when you need.

There are various kinds of Accidental Health Insurance:

Personal Accident Cover: This covers the individual only in case of the any accidents that has lead to impairment, disability, loss of income, short term or long term problems and even demise.

Group Accidental Cover: This is not meant for a single individual but for the group usually taken by the employers for their employees. The discount too could be given on the amount of premium paid by the employer. It is also a great investment which is available at low cost.

What gets covered with the Accidental Health Insurance policy?

• Disability caused due to an accident ( wholly or partially)

In case of permanent and partial disablement of the policy holder, up to 100% amount is paid as the reimbursement, during the policy period.

• Temporary Disablement

If the policy holder cannot work temporarily due to a temporary impairment caused by any accident and is confined to bed, a weekly payment which is subject to the maximum limit of the policy can be given to the policy holder till he gets well.

• Accidental Death

Certain severe accidents might result in the death of the person whose carelessness caused it and also of the other person involved. In case any accident results in the death of the person insured, during the policy period, the entire amount is paid to the nominee of the person.

• Payment During Hospitalization

Get the monetary gains while you are undergoing treatment with the help of your policy.

With all these benefits that you get, you must buy this policy and save your family and friends from the financial burden that might arise, as it is, close relatives suffer a lot emotional stress during such serious situations.