Credit Reporting Companies
Posted by Credit Pro Center on March 6th, 2019
As people have started taking more and more goodness in different forms and sizes as compared to the previous decade, the importance of credit reporting companies has gone higher. The credit bureaus are meant to collect and collate information related to the credit history of borrowers.
Your credit score will depend on your previous track record of how you have handled your goodness. In other words, the records give a thorough assessment of the goodness worthiness of borrowers.
To prepare the credit report, the reporting companies, mainly CIBIL, uses both qualitative and quantitative measures. Quantitatively, it is basically the data furnishers like the banks, credit card companies, creditors, lenders & utilities, and debt collection agencies with whom a person have taken credit earlier. And qualitatively is the subjective factors mainly - Character, Capacity, Capital, Collateral and Conditions. Through these two assessment techniques, credit bureaus can collect all the information of customers that they need to prepare the credit report.
To know more in detail about credit reporting companies visit our website and contact our experts.
About the AuthorCredit Pro Center
Joined: February 18th, 2019
Articles Posted: 2
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