What Are The Perks Of Retiring An Early Age?

Posted by adelajones on April 19th, 2019

After coming out from the comfort of your home and without having a proper breakfast, you just rush to your office just to make sure that you don’t get late. And after commuting all the way, you reach your office and take your seat to breathe and get the much-needed moment of relaxation in this super hectic life of yours. After a few seconds, a thought would come up into your mind- ‘I have to go through this again tomorrow’. 

This doesn’t have to be this way. There is a solution for this and that is early retirement. Yes, you heard it right! There are plenty of people who have left their job at an early age and are enjoying their life to the fullest. When people hear the word “Retirement”, the first thing that comes across into the mind of most people is that -“isn’t something that a person should take at the age of 60s.” Well, this is how our society plays by. However, it is not necessary and you can opt for early retirement.

There are many people who take retirement at their 40s or even 30s and you can do that too. But in order to do that, you need a very strong financial grip. This means that all the financial goals that you can reach by serving 25-30 years in a company, you have to achieve them within 8-10 years of your job life, even if you have to go for long term loans with bad creditnot an issue, in order to clear your old debt. This is far more challenging than it may sound. However, if done properly, you will be blessed with abundant benefits. Now let us have a look at some of them.

What are the benefits of Early Retirement?

  1. Say bye to traffic

The first benefit of retiring early is that you will no longer have to get stuck in the traffic and honking your car all the way to reach the office on time. This may sound something not very appealing but go and ask a regular job person. For them, this is nothing less than a blessing and a source of great relief. You no longer reach earlier at the stoppage to wait for the bus to come and rather than catching the bus, you can go for an early morning walk.

  1. Sound sleep

Well, who can forget the days when we have to carry our laptops all the way home and wake up all night to complete the pending work? With no 9-6 working hours, you are under no burden of waking early even you couldn’t sleep last night.  Now, you can go to your favourite band concert and return home at 12 AM without worrying about to wake early tomorrow.

  1. Getting loan made easy

It is important for you to know that getting a loan after retirement is quite difficult but not in the case if you take it earlier. If you have taken retirement at an early age and still working for yourself to keep up your financial situation balanced, then getting a loan for you will not be that difficult. As you are about to set your own business, you can go for bad credit loans. This means that you can get a loan to fund your business if your past credit is not that appealing.

By far, you must have understood the benefits that come with early retirement. However, in order to enjoy having a happy retirement life, you need to make sure that your financial status is stable or you might look for ways by which you can earn from your own.

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