Hard inquiry Vs Soft Inquiry
The first step you should know after receiving your credit report is which inquiry is needed to be removed and which can be kept as it is. The inquiries on your credit report can come from many individuals. In fact, when you call for your own credit report, this will also be taken as an inquiry. The main thing to remember while removing the inquiries from the credit report is the difference between soft inquiries and hard inquiries.
The soft inquiries do not harm your credit report, but the hard inquiries do and yes, our target is always to remove the hard inquiries from the credit report.
Some of the examples of hard inquiries are the collection of information from debt agencies, credit granters, who you have taken money from or who you wish to take some credit from. You need to ensure that your approval is attached to the report given because the same approval will help you while you try to remove the hard inquiry. Also, it is important to keep all the information of the creditor such as the phone number and addresses because these addresses will be used in the follow ups of inquiry removal.
You can reach out to us if you are looking forward to remove hard inquiries from credit report.
Jacab Roy is the author of this article. To Know more information about remove hard inquiries from credit report please visit the website.