Posted by pradeep72singh on May 22nd, 2019

Pradhan Mantri Gramin Awas Yojana List | Pradhan Mantri Yojana List

"Home for All" by 2022 is the commitment made by the government of India having an objective that by the time Nation complete 75 decades of Independence, each houseless and family living in foreclosed homes have a pucca house. In order to attain this aim, there is a need to create an enabling environment, especially in rural areas so the people living in rural areas can construct a pucca house with all basic amenities with ease. Among the simple requirement to achieve this goal is to ensure that the men and women in rural areas have access to economical and decent institutional finance required for the building of a house.

The scheme provides financial assistance to households living in rural areas who are houseless or living in no time, or two-room kutcha houses as per Socio-Economic caste census (SECC) 2011 information in confirmed by Gram Sabha.

The strategy envisages loan to rural household and subsidized interest rate to allow them to structure/modification of their dwelling unit.

  • Any rural home which does not appear/ figure on the permanent wait list for Pradhan Mantri Awaas Yojana- Gramin (PMAY-G), will probably be considered an eligible beneficiary under RHISS.

  • Scheduled commercial banks, Housing Finance Companies, Regional rural banks, state cooperative banks, urban cooperative banks, little fund banks, non-banking financial business, Micro Finance Institutions, or some other Institutions as may be recognized from the central nodal agency and accepted by the Ministry of Rural Development.
  • The scheme provides financial assistance of Rs 1.20 lakh in Plains and 1.30 lakh in hilly States, difficult areas and incorporated Action Plan districts, using a supply for convergence of resources for the construction of individual household latrine,s. In addition, 90-95 person times of MANREGA unskilled wage component is also supplied for the building of the home. To ensure that assistant is targeted at those are really deprived and that choice is verifiable and objective, home deprivation parameter in the SECC information is used for identifying a family that's later confirmed by the gram sabha.
  • To be able to understand the objective of"Housing for All" from 2022, it's pertinent to make sure that sufficient resources are made accessible to these families which have yet to be covered under PMAY-G. To address their needs, the Ministry of Rural Development is starting the rural home interest subsidy strategy to supply easy accessibility to an institutional loan to all such needy homes for construction/ modification of their dwelling units.
  • The RHISS will become effective from the date of operationalization of this plot guidelines and is geared toward providing assistance to a household in rural areas to build houses or change their current dwelling units.

  • RHISS will pay for whole India, excluding the statutory towns according to Census 2011 and towns notified subsequently for coverage under PMAY (urban).
  • RHISS will provide support for alteration of existing dwelling and construction of pakka houses as per the eligibility criteria defined above with basic Civic infrastructure such as water, sanitation, power, etc..


  • Any rural home which does not appear/ figure on the permanent wait list for Pradhan Mantri Awaas Yojana- Gramin (PMAY-G), will probably be considered an eligible beneficiary under RHISS.

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