Credit card or bank account
One requirement that you certainly must have is either a bank account or a credit card because it is necessary for the lender to be able to put your loan in there. Thus, be sure actually to make it a point to direct your loan there. Of course, it would be good to ensure you have your accounts first and to ready them so that you would be able to get your credit as soon as it is ready.
Another thing that is very important is that your credit score is at least 90%. You have to have a good record if you want to get some instant credit. This is because lenders really want their money safe as much as you need the money, they need it as well. Thus, it is very important to make sure that you keep your credit score out to be as good as usual and that you would not be having any problem making sure that you get the credit you need.
No outstanding credit
It would also be good if you can make sure you do not have any outstanding credit in this account. Be sure that you are not going to get loans from so many different lending sites because it might actually turn out for the worse in the long run.
If there are things that you clearly do not understand, you might want to make sure that you are going to be able to ask about them before you get that credit and not after. You should ask if you would be able to get a loan extension and what difference in the payment there would be should that happen. It would also be nice if you can make it a point to prepare everything else that you need. In case you do not know the requirements, it would also be good to ask that at this point in time.