Tips you Should Remember while Choosing the Best SuperCard

Posted by Anuj Pandey on June 3rd, 2019

Credit cards are of various types, tailor-made to fulfil the unique financial requirements of individuals. These provide special incentives like cashbacks, discount, gifts, reward points, complimentary services, etc. depending on the type of card used.

Certain financial institutions, like Bajaj Finserv, pack all these features into one card with their industry-leading Bajaj Finserv RBL Bank SuperCard. It combines the facilities of 4 cards into 1; you can use it as a credit card, cash card, loan card, and EMI card according to your unique financial requirement. Bajaj Finserv Super Card is the ideal financial tool that allows you to overcome short-term monetary needs with instant financing, without worrying about repayment, thanks to its borrower-centric policies.

Bajaj Finserv offers 6 different types of credit cards, suitable for different kinds of people and their spending patterns. Let’s compare the available options across the features on offer to best suit your lifestyle.

Tips to choose the ideal credit card

Check your spending pattern

You can use your credit card to pay for your everyday expenses, dining, fuel, travels, or even for overseas expenses. If you are looking for a credit card to meet your day-to-day expenditures, the Bajaj Finserv RBL Bank Platinum Choice SuperCard will be your ideal financial tool.

You can benefit from interest-free cash withdrawals for up to 50 days as well as avail an emergency loan on your available credit limit, interest-free for 90 days to tackle any unforeseen incident. Moreover, you will get 2000 reward points upon joining and 2 reward points for every Rs. 100 spent on regular shop-front purchases. You can redeem these points to avail attractive discounts and benefits on your next purchases using the Bajaj Finserv Super Card.

Frequent travellers can opt for the World Prime or the World Plus SuperCard. Not only will you get discounts on air tickets and hotel bookings paid through your credit card, but you can also enjoy up to 8 complimentary airport lounge accesses per year.

Get more discounts –

Vehicle owners and frequent shoppers can significantly benefit from Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard or Platinum Plus SuperCard. Both these cards offer best in-class fuel surcharge waivers of up to Rs. 100 every month, on fuel purchases from any fuel pump across India. Moreover, Platinum Choice First-Year-Free SuperCard comes with zero joining fee.

Platinum Plus SuperCard comes with an exciting reward points program where you will receive one reward point for every Rs. 100 for regular expenses, and two reward points for every Rs. 100 spent on online purchases. You will also get complimentary movie tickets of up to Rs. 200 if you use this Bajaj Finserv Super Card to purchase tickets from bookmyshow.com.

EMI options -

Another great use of a Bajaj Finserv credit card is its EMI financing options. You can use Bajaj Finserv RBL Bank Platinum Plus SuperCard to purchase electronics, durables, furniture, clothes, accessories, and many more, and divide the cost into easy EMIs. This feature allows you to pay off the debt without straining your savings.
You can also avail pre-approved offers from Bajaj Finserv on credit cards and other unsecured finances like personal loans, business loans, secured advances like home loans, and a range of other financial products. These offers simplify the process of availing finance and help you save time. You only have to share some essential details online to check your pre-approved offer.

To save more –

Bajaj Finserv RBL Bank World Plus SuperCard and World Prime SuperCard are the best options if you are looking to save a significant amount of money without losing on additional benefits. World Prime SuperCard offers up to 4 complimentary airport lounge accesses per year, along with annual savings of more than Rs. 22,000. You also get to enjoy 12,000 reward points as a welcome gift and 10,000 reward points every time you reach annual spending milestones of Rs. 1,50,000 and Rs. 3,50,000.

Bajaj Finserv RBL Bank World Plus SuperCard offers annual savings of up to Rs. 55,000, 8 complimentary lounge accesses a year, fuel surcharge discounts of up to Rs. 200 every month, along with all the features of the other variant.

Your choice of a particular card should depend on your use of credit card. Carefully considering the perks will allow you to choose the ideal one for your personal use.