Accept UPI Payment Online through atom payment gateway

Posted by sanipilani on June 26th, 2019

Accept payments via UPI without asking your customer to enter any bank details, OTPs and password. Yes, it’s that easy to accept UPI payment online through atom payment gateway. Your customers can use any UPI enabled app to make payments directly on your website.

But what is UPI?

Often, your customers are bogged down by the burden of remembering bank credentials and its complexities.  But what if you provide them with an option so, that they don’t have to remember any such details to pay online?

Merchant– O really! Is that possible?

atom: Yes, with UPI. UPI is a unified payment system that allows you to accept money from your customers, without asking them to feed any bank details.

Merchant– So, if we are not asking for any bank details then, how does the transaction occur?

atom: Every UPI user have an address called the VPA (Virtual Payment Address) and the address is linked to mobile number and account number. So, your customer can directly use the VPA for doing transactions.

Merchant- How do customers get a VPA?

atom-: VPA can be created from an UPI enabled bank mobile application or third party application. They only need to share the VPA to make payments.

Merchant– what will be the flow of transaction?

atom– when customer select the UPI option to pay online, they need to fill in their VPA to initiate payment request. Post verification of VPA, they receive payment request in their UPI enabled app. They accept the request and enter the MPIN and payment is done.

Merchant: That’s interesting. UPI payment mode will definitely help me to increase my sales as it’s a very convenient payment option.

To know more about the benefits of using UPI payment gateway :

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