What to Do When You're Behind on Bills

Posted by Drew DuBoff on June 30th, 2019

This post will give you TEN actionable steps you can take when you’re behind on bills

We’ll walk you through some effective ways to do damage control when things are really tight.

Soon, you'll be moving in the right direction with some negotiating and budget fixing tips.

Let's get started!

10 Steps to Take When You're Behind on Bills

Here are the actionable takeaways that you should write down: 

  1. Go cold turkey on credit card spending
  2. Defer car payments
  3. Make your house payment
  4. Negotiate with your utility company
  5. Ask for lower cell and internet payments
  6. Cut out the payments that aren't necessary
  7. Sell what you don't need
  8. Get help for student loan payments
  9. Budget better
  10. Side hustle your way to extra cash

You won't succeed if you try and do all of these things at once. 

Start with one or to and create an action plan for how you're going to pay off your debt. When you're behind on your bills, you can't spend a lot of time in indecision. 

Your unique debt situation is different from everyone else's.

You might have debt in areas that I didn't discuss in this article and some of the takeaways won't apply to you. 

But, the message is plain and simple...

You need to take action!

The quicker that you start, the quicker you can get your bills paid off. 

Conclusion

It is my sincere hope that you benefit from some of these tips when you’re behind on your bills. 

Keep your chin up, and take baby steps. 

Each small step in the right direction will make you feel better and more in control of your money.

Once you start, you'll create a snowball effect and be able to pay off your bills quickly and more efficiently. 

What are you waiting for?

Start today and keep me posted. 

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Drew DuBoff

About the Author

Drew DuBoff
Joined: June 25th, 2019
Articles Posted: 2

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