5 Safety Tips for Secure Net Banking

Posted by John Judge on July 8th, 2019

Today, digital growth has made our life easier. Purchase of any goods or services is just a click away. Online banking has saved its users the time and effort spent in going to the bank. But it is not unknown that there are many cases of security breaches where confidential information has been leaked, or people have suffered significant financial losses. Hence, it is essential to keep a few security tips in mind to ensure safe internet banking. Let’s look at top 5 such tips in detail.


  1. Create a Strong Password and Change it Regularly: It is essential to create a strong password to ensure safety. Avoid using easy and obvious passwords like your name. It is best to keep a long one with a combination of upper and lower case letters, numbers and special characters. Change your password every few months to avoid any possible fraud.
  2. Avoid using Public Computers to Access your Bank Account: It is not advisable to access your bank account in places like libraries or cyber cafes. Even using public Wi-fi for the same purpose should be avoided. The risk of your account getting hacked is comparatively higher in such places. It is best to use a private VPN or go incognito if you really have to use your account in such public places. Moreover, prefer your local mobile network over untrusted wi-fi network for conducting online transactions at public places.
  3. Make sure to use a Genuine Anti-virus Software: Several viruses like Trojan get installed in your device when you browse through unsecured websites. These viruses start attacking your device without you even realising it. Once hacked, hackers can access your personal details. To avoid or minimise this, you must use genuine anti-virus software that helps in detecting and removing such viruses that could steal your confidential information.
  4. Do Not Share your Account Details with Anyone: Your bank will never ask you for your account details over calls, emails or messages. If you get such calls or emails, do not respond to those. Immediately inform your bank about these calls. Use your login details only on the official page of the bank. Check for 'https://' in the URL to ensure that it is a secure website.
  5. Check your Account Regularly: It goes without saying that you should monitor your account regularly. With net banking services available 24*7, checking your account is not difficult. Check your transaction history, and if you find any discrepancy, contact your bank immediately.

Internet banking is definitely advantageous to everyone in more ways than one. Still, there are a few people who are averse to it due to the threat to security. These few tips can go a long way in avoiding such situations and help you in carrying out safe online banking smoothly.

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John Judge

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John Judge
Joined: February 19th, 2019
Articles Posted: 14

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