Should you lease a car instead of buying in Jacksonville?

Posted by chrisandy2019 on August 8th, 2019

Making a decision on whether to buy or lease a car is one of the most complex decisions many adults in Jacksonville find hard to conclude on. When you are looking to acquire a car, either by buying or leasing, you may need to consider your short-term and long-term goals. If you want to continue with the same wheels after 2 to 3 years, you may consider buying it off but if you are the type who would get bored with the same wheels after 2 to 3 years, then you may consider going on the lease.
How Leasing works in Jacksonville
Every single outing in Jacksonville will open your eyes to the sight of beautiful cars that will leave you with some craving. When you lease a car in Jacksonville, you are required to fulfil a monthly payment throughout the period you will be riding the car. At the long run, the car doesn't belong to you, however, the juicy thing about leasing is that you have the opportunity to ride a new car every few years, let's say every 2-3 years. You turn your current wheels in when your lease runs out and you get to ride a new set of wheels.
Would you rather buy it off
Buying means you have complete ownership over it. In this case, you get to pay a higher monthly payment for your car loan compared to if the car was on the lease. To finance a car, you can easily get a lender to grant you an auto loan, so you can take full possession of it.
How do you know when to buy or lease a car
A car depreciates by 20-40 % of its value in 3 years. So, if you are buying a car, you need to consider the resale value after 2 - 3 years. If it has a good resale value after 3 years, then you better be thinking of buying it off because you would still be having a valuable asset after 3 years.
If the car falls in value, then you better consider a lease. That way you don't have to bear the brunt of depreciation. Leasing comes with lower monthly payments when compared to buying. When you buy a car, the resale is solely on you. If you get bored with it after a few years, the responsibility to sell it off is on you, unlike in leasing where you get the chance to ride a new car every few years.
The most reliable way we often advise consumers to acquire a car is through buying. Leasing may seem a lot exciting but there are too many restrictive rules to obey and you will be spending a lot more than buying over a long haul.

Here is full information about how to finance a car - https://cars.usnews.com/cars-trucks/how-to-finance-a-car

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