How to Decide Which is the Best Health Insurance for You?

Posted by amrina alshaikh on September 4th, 2019

Best health insurance offers worldwide emergency coverage. Medical emergencies do not care for the location and situations of an individual. The best of health insurance companies tend to cover medical expenditures experienced during emergency medical care for any disease or accident sustained outside India (as per the health insurance policy contracted). They also should have a wide payment option supported by credit cards, debit cards, internet banking, UPI & e-wallets. One should do thorough research before purchasing health insurance policies and read reviews of existing companies. One can opt for the award-winning best insurance companyand the ones chosen as the insurance companies of the Year.

Few factors that help you choose the best health insurance-

• Support available 24/7: Health emergencies can attack anytime and health insurance customer support for all aid should be available all time of the year.
• Free cancellation: It is common to have the policy tested before trusting the payable insurance. Good health insurance companies offer a period up to fifteen days from the delivery of the policy documents and available for reviewing the terms and conditions. You will have the option for canceling the policy and there will be no claims during this period with premium refund advantages.
• You can avail the tax deduction amount as per the premium paid during the policy.
• Lifetime Renewability of the insurance policy

Here is some best health insurance that you can avail from the health insurance company:

Pro-health insurance: one can increase up to twenty-five percent of the total amount insured every year leading up to two hundred percent with pro-health Insurance. Moreover, one can get a hundred percent refurbishment every time the insurance coverage is exhausted. One can upgrade to quality hospital rooms with pro-health.

Lifestyle Protection - Critical Care: it covers 15 to 30 critical illness under basic and advanced plans. One can choose between claims and pay-out options; either lump-sum pay out or staggered parallel reimbursement for sixty months with ten percent added benefit. You can get proficient medical guidance and choose the best course of action. There are customized wellness plans for your various health needs and, you can choose a sum insured of up to rupees twenty-five crores.

Lifestyle Protection - Accident Care: One can receive a hundred percent amount that was insured in case of accidental demise of the person or permanent disability of whole-body traveling reimbursement. Plus, the policy is applicable anywhere in the world (as per policy period) in case of death or disability. Also, if in the instance of loss of employment, crunch in education fund or suddenly orphaned, there will be insurance benefits as per the health insurance companies.