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Factors Affecting State Bank Home Loan EMI

Posted by Shubham12 on September 12th, 2019

Things the SBI EMI calculator takes into account.

  • Loan Amount: If you apply for a higher loan amount, then the EMI will also be high. You can apply for an amount between Rs. 15 lakhs and Rs. 10 crores.
  • Loan Tenure: The loan tenure approved will depend on your repayment capacity, age, loan amount, credit score, and rate of interest. The maximum tenure offered by the bank is 30 years.
  • Rate of Interest: Higher interest rates mean increase in the total cost of the loan and higher housing loan EMI. The current rate of interest by SBI on a home loan is 8.75%.

On loanbaba.com, you will find all information about SBI EMI calculator, its features, factors affecting EMI, formula to calculate EMI, benefits of the EMI calculator, and how to use the calculator for free on our website.

Also See: Emi Calculator, Loan Emi, Home Loan, Sbi Emi, Loan, Emi, Interest

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