Getting An Auto Title Loan Without A Job

Posted by Frank on October 1st, 2019

Financial tough times is what we get to experience at one point of our lives and when this occurs it usually demands quick financial intervention. In those kinds of situation, going to seek for financial help from banks and other traditional financial institutions can be frustrating, especially if you have bad credit or you are currently not employed. You can spend so much time trying to get approved and still get rejected. In such situations, one of your best bets is to apply for a loan with lenders who specialize in providing loans for people with bad credit or people who are unemployed. One of the best options to explore is car title loans. 

You can apply for a car title loan at TFC Title Loans, where you don’t have to wait in line to get approved and you can get a loan without any credit check. We understand that the needs to be met by our customers at time can be time-bound and it is based on this we ensure we treat all applications as soon as they come in.

If you apply for a loan in banks, they will request for so many documents such as collateral (like a car, land deeds, or other proof of value), Co-signers, creditworthiness and more. With title loan lenders, you don’t need all these. The basic requirement is that you should own your car free and clear and the title of the car has to be in your name. With this basic requirement, you are almost certain that you will get approved for a car title loan. 

Title Loans: An Option to get a title loan without a job

Title loan is one option you can use to get quick and emergency cash loans as far as you have equity in your car and you can show proof ownership. This method is fast, secured, and straightforward because it requires no credit checks and you can still qualify to get one without being employed. You can get as much loan amount as the value of your car, no need for a cosigner, and no need to worry about your credit score or creditworthiness. 

Can I Get a Car Title Loan Without a Job?

This is a common question that flies around every day, and the answer here is Yes!!! You can get a title loan without a job or even proof of income. The basic or main requirement you have to meet is to own your car free and clear; owning your car free and clear means that you are not owing on the car, meaning you have equity in your car. You must also be able to proof that the car is actually yours through the title, the title has to be in your name. Your title or pink slip is what serves as your collateral. Which means your lender is not concerned about your present credit rating but more concerned about the value and condition of your car. 

Requirements Needed to Get a Car Title Loan Without a Job

The few requirements needed to get a car title loan without a job include the following; 

  • You must be at least 18 years old or more

  • A government-recognized identification 

  • The original title of your car in your name

  • No Liens on the car

The conclusion here is that yes you can get a car title loan without a job. Read more at

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Joined: September 16th, 2019
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