It is much easier and convenient for consumers to simply visit the online application site and complete that process which is dramatically faster than replying by mail. “I am very happy with Fortiva, the application process was very simple and I was approved in seconds. Click “Submit Code” and follow the prompts to finish your Fortiva credit card application. However, it doesn’t require one since it isn’t an unsecured card. Indeed, Ollo Platinum MasterCard beats Fortiva MasterCard in almost everything - just this card isn’t available for people with no or poor credit history. Most online finance blogs rate the card pretty good for a credit card that is designed for consumers with poor credit. The offer to receive the Fortiva MasterCard Credit Card is only available for a short time so consumers will need to apply online before the expiration date. If you do not receive an instant decision it may require more time to process so you will need to check back later.