10 Tips on How You Can Save Money for Hajj
Posted by Ady Grewal on January 8th, 2020
Hajj is an annual pilgrimage for Muslims, is also the 5th and compulsory pillar of Islam. However, it isn’t obligatory on every Muslim but for those who are financially, mentally and physically able. Still, performing Hajj is the dream of every Muslim. For which, many starts saving up from a young age and many opt for Cheap Hajj Packages 2020. Consequently, hundreds of thousands of people traveling every year for the performance of Hajj.
Here are 10 tips on how you can save money for Hajj.
1. Set a Goal First
The first thing you can do to save money for hajj is to set a realistic goal. That you have to perform hajj in the next 2 years, 5 years or any interval you wish. Once you set your goal, show commitment to it. Work for it and stay consistent. Ask Allah Almighty for help, indeed he is the giver.
2. Review your Financial Position
Once you’ve set your goal, review your financial position. Overview your bank statement. Know how much you are actually making and how much of it gets spent? Keep yourself regularly updated on your bills, food expenses, transportation expenditures and everything of the sort.
3. Clear your debts
In Islam, if a person is in debt and wants to go for hajj, it is advised to clear all the dues first. However, if the creditor gives permission, one can go for the performance of Hajj without having the need to clear the debt first.
4. Plan ahead
Always plan ahead. What time you will be traveling for Hajj? What would be the monetary inflation at that time? Does your income is also incrementing accordingly? How much Hajj will cost at that time? Ask yourself such questions.
5. Cut extra expenses
Cut your extra monthly expenses. That means limiting your expenditures. Spend only on the things that you need not on what you want. Food, transportation, rent, bills, everting comes in this regard.
6. Budgeting is the Key
Buy a monthly budget planner. Fix a particular amount of money for your every need; Food, Transportations, Bills, Savings, Entertainment, etc. Also, try to stick with it.
7. Specify a monthly percentage of your income to be saved for Hajj
As said earlier, fix 20-30% of your income to be saved for Hajj. Either you can deposit it in your bank account (interest-free) or save somewhere in your drawer/house.
8. Look for the best discounted Hajj Packages
There are plenty of Hajj packages available in the market. From economy 3-star to luxury 5-star, you get a variety of options.
9. Browse through a variety of Travel Agents
Always buy a package from a reputable travel agency because a credible travel agent can save you hundreds of bucks on your Hajj Package through discounted flights, hotel accommodations and cheap transportation there!
10. Travel economically
Prefer economical travel. When saving for hajj as well as during Hajj. Public transport is the best in this regard.
These are some of the best ways to start saving money for hajj right away.
About the AuthorAdy Grewal
Joined: April 6th, 2019
Articles Posted: 114
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