Why do I need to hire a personal injury attorney?

Posted by Joseph Franks on January 10th, 2020

You may need to hire an attorney to represent you because you suffered serious damages and injuries or the legal rules concerned by your personal injury claim are highly compound. At times, the insurance company refuses to settle in good faith. If you were involved in any of the following types of accidents or suffered very serious injuries, you should contact an experienced Personal Injury Attorney in San Jose, CA in your area right away.

1. Suffered Long Term or Permanently Disabling Injuries

If you suffered serious injuries in an accident that will need long-term care or left you with permanent disabilities, you should hire a personal injury attorney straightaway. Only an experienced attorney can calculate how much your injuries or damages are worth. Furthermore, figuring out how your injuries will impact your earning capability over time can be difficult and generally requires expert help. To get the most out of your personal injury claim or lawsuit, you need an attorney who can pursue all available forms of compensation for your injuries and other financial losses.

2. You Suffered Severe Wounds

The amount of compensation you ultimately obtain for your injuries largely depends on how severe your wounds are. Insurance companies measure the severity of your injuries by the kind of injuries you sustained, the amount of your medical bills you experienced, and the length of your retrieval time. As the amount of your possible compensation rises, the more likely you are to reach the policy restrictions of the at-fault party’s insurance policy. If this is the case, the insurance company may only be able to pay you a portion of what you deserve. In these kinds of cases, you should hire a Personal Injury Attorney in San Jose, CA to make sure you receive the total amount of compensation to which you are eligible of.

3. There Are Numerous Parties Involved or Liability Is Not Strong

If you were involved in an accident where various parties may be liable for your injuries, you should contact an attorney. When different parties are involved in an accident, insurance companies can be very complicated. Because numerous people may have been injured, there may not be as so much settlement money to go around. Well at times you can also be the subject of insurance claims from the other parties claiming, ultimately having your settlement offer decreased or reduced to nothing because of your proportional responsibility for the accident.

You should always contact a personal injury attorney if you have been injured in an accident and may be partially at-fault for the accident. A personal injury attorney can help protect you against counterclaims and cross-claims by the other parties who were included or involved in the accident.

4. The Insurance Company Rejects the claims or engages in Bad Faith Tactics

From time to time, insurance companies simply rejects to make a fair settlement offer or refuse to make any payment offer at all. If you are incapable to secure a fair settlement offer from the at-fault party’s insurance company on your own or negotiations with the insurance company have broken down, you should contact a personal injury lawyer immediately.

There is also a possibility that the insurance company is engaged in bad faith insurance strategies. In that case, you will need help from a lawyer who has experience litigating bad faith insurance claims.