How To Keep Your Ranch Safe In 4 Possible Ways

Posted by One West Insurance Services Inc on February 18th, 2020

A ranch is a place where you breed livestock like cattle, sheep, poultry, or other animals. Unlike farm crops, these domesticated animals are vulnerable to thieves and calamity. Since there is no decrease in crime rates in rural areas, modern ranchers buy ranch liability insurance plans to protect their assets. Such insurance provides farmers and ranchers with coverage for damages at the time of difficulties. For instance, the insurance that includes broad and flexible coverage for both your personal and business needs will be useful after a fire incident.

No matter how rich you are on asset count, you need to set up precautionary measures to keep your ranches and farmlands safe.

1. Security survey
Although you don’t want to hire patrolling guards for your property, you should walk around the ranch and comb the areas of the perimeter. If you find any loopholes in the structure, you can stitch up the defective parts and prevent a bigger disaster. For example, a leaking pipe and flood the whole ranch field. If you detect the faulty piping system early, you can call the plumber to fix it and prevent the bigger tragedy. This is why you should take a ride around the field at least once a day. The practice will help you get familiar with your property.

2. Ranch insurance
Running a ranch business not only hoarding an adequate number of various machines and equipment but also nurturing the livestock with appropriate measures. Look for a ranch liability insurance that covers premises and operations liability. Regardless of the types of farmland you have, such insurances have policies that can be expanded and customized to address your unique needs. These policies are applicable to both farm crops and livestock.

3. Know your inventory
A ranch may not be a big empty grassland. There can be many valuable items in the perimeter. When you manage your business, you will need certain tools to make the best out of your farmland. These tools can be ATVs, tractors, fodders, appliances, TV, computer, and other household items. You should make a list of these assets so that you can remember which tool was kept in which storeroom. Since a ranch is not a residential area, there is a high risk of trespassers such as thieves and wild animals. No neighbors or pedestrians will notice break-in incidents on your property. If you find your belongings disturbed or missing, you can alert the local police for investigation.

4. Count your animals
Unlike a pet animal like a dog or cat, livestock may consist of a herd of animals. Whenever you go to feed them, make sure you get the headcount of these animals. If you remember the number of cows you got in the last visit, you can expect the same number next time. A reduction in number can be an indication of missing or lost.
 
To recover your loss, look for a reliable ranch liability insurance that provides enhancements, as well as care, custody, or control legal liability for livestock.