Things to Ask Before Buying Life Insurance Plan

Posted by Kirkham Insurance on February 19th, 2020

When was the first time you heard about a life insurance plan? Maybe your answer would be, when one of your relatives approached you with an ideal life insurance policy plan. But, this is not how you do it because there are several things that you are supposed to ask the life insurance agent before taking the money out of your pocket. If you don’t want to make any mistake, you should read this article because here we have mentioned certain questions that we thought you might need an answer to. So, without wasting much time, let’s see the important things that you cannot afford to miss when you are planning to invest in a life insurance Lethbridge plan.

1. Is the life insurance agent licensed?

If you do to want to regret your decision, it is recommended to make sure that the life insurance provider that you are talking with is licensed or not. If you do not want to get trapped in the web of fraud agents, you should play smart.

2. Is there a need for a medical examination?

Before buying the insurance plan, it is advised to ask the agent that the insurance plan that you should select needs a medical examination or not. If a medical examination is needed, you should check with the policy provider, whether you need to visit the clinic or the medical representative of the insurance company will visit you. And lastly, you should ask who is going to pay for the medical examination.

3. What happens if you are late on a payment?

Since you are buying the plan, it’s your right to know whether the plan will lapse or you will have to pay penalty in case if you miss the payment.

Sounds like too much work? Don’t worry because Kirkham Insurance has got your back. If you don’t want to involve yourself in this daunting process of finding the right insurance plan, you can simply get in touch with this company and can know about the right insurance plan. Not just life insurance plan, but you can also compare home insurance companies, vehicle insurance plans, and commercial insurance plans.

To compare and find the right insurance plan, all you have to do is to send your request to the professionals working at Kirkham Insurance. After you have requested, you will receive a call to confirm your needs and later the professionals will tell you about the right plan.

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