Which government banks offer personal loan in Delhi?Posted by Ajit Samal on March 25th, 2020 Delhi is one of the biggest metro cities and the national capital of India. The city is home to numerous national and multinational companies. All banks and NBFCs offer personal loans in Delhi with attractive rates and other nominal charges. Interest rates, loan tenure and prepayment policy vary from one lender to another based on an applicant’s eligibility. Salaried and self-employed individuals who have regular income can easily get personal loans in Delhi. Eligible customers can get personal loans at attractive rates from the best banks in India. Public Sector Bank (PSB) loans in DelhiWhile all public sector banks offer personal loans in Delhi, here are the top banks that offer personal loans in Delhi. State Bank of IndiaWhen it comes to availing a personal loan, SBI is one of the best banks in India. With pan India network, it offers a personal loan under three categories for different types of customers – SBI Express Credit personal loans, SBI personal loan for pensioners, SBI Xpress power loan. SBI Xpress credit personal loanEmployees working with the state government, central government, PSUs and reputed private organisations can get SBI Xpress credit personal loan for a variety of financial requirements. Borrowers should have their salary account with any of the SBI branches. A personal loan up to 20 lakhs is available under this scheme without security. Some notable features of SBI Xpress credit personal loan:
SBI personal loan for pensionersPensioners of the central government, state government, PUS and military forces who maintain their salary account with State Bank of India can get personal loans for a host of financial requirements, such as home renovation, child’s education and other miscellaneous expenses. No processing fee for defence pensioners and a nominal processing fee other
SBI Xpress Power loanSalaried individuals who don’t have their salary account with the State Bank of India can also get personal loans from the bank. Under SBI Xpress Power Loan, you can get up to Rs. 15 lakh for your several financial needs.
Documents required for SBI personal loan Documentation may vary from loan scheme to scheme. Here are the common documents you need to submit to get the loan.
Central Bank of India personal loanCentral Bank of India personal loan is one of the best personal loans in Delhi. Central Bank offers personal loans under 6 categories with affordable interest rates starting from 11% p.a. Central Bank of India personal loan schemes are as under: Cent personal loan scheme: Permanent employees of central and state governments, hospitals, schools, railways and municipal bodies, who have completed one year of service can get personal loans under this scheme. Permanent employees of reputed private companies with 3 years of experience can also get personal loans under cent personal loan scheme. Cent Ratna: Permanent employees of any Navratna/ Maharatna/ major PSUs can get personal loans under this scheme. Corporate employees: Individuals employed with large corporate clients can get personal loans under this scheme. Cent teacher: Teachers employed with schools/ colleges/ universities and other educational and research institutions can get personal loan under this scheme. Cent doctor: Medical practitioners like MBBS, BDS, MD, BAMS etc. can get personal loans under this scheme. Cent Suvidha: Salaried employees working for schools, colleges, corporate clients and other institutions can get personal loans under this scheme. Key features of Central Bank of India personal loan are as follows:
Eligibility criteria for Central Bank of India personal loans Documents Here is the checklist of documents you will need to submit to get Central Bank of India personal loan:
Bank of Baroda personal loanBank of Baroda is one of the top public sector multinational Indian banks. It is one of the best banks in India for personal loans. Key features of Bank of Baroda personal loan:
Documents required for BOB personal loan
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