700 PLUS CREDIT - BONDED AND LICENSED CREDIT AGENCY
Posted by MichealHAlexander on June 2nd, 2020
700 Plus Credit, LLC is an award-winning credit repair agency based in Houston, TX who has helped thousands of people get back to credit worthiness over the past 10 years. Stop getting declined because you have bad credit, and stop paying high interest on your home loan, auto loans, and your credit cards because of your low credit score.
Most Americans Have Bad Credit, Study Finds – Credit Repair Houston, Texas
The study found that 56% of consumers have subprime credit scores. That means they are unable to take advantage of the best — or even average — interest rates if they need or want to borrow money. The very best rates and terms go only to people who have excellent credit.
Add that to the fact that home ownership has actually dropped to its lowest level in about 20 years, and you have a lot of people sitting on the sidelines reading or hearing about how great the economy is. It’s not great for everyone, though, and economic uncertainty is not something experienced only by low-income households.
If you don’t know how your own credit stacks up, you can check your credit report summary with 700 Plus Credit. A credit specialist will explain of the factors that make up your score and advice for raising or maintaining it. If yours is not where you want it to be, take time to work on improving it before an unexpected expense arises. That way, you are much more likely to have options for financing.
Interesting Credit Card Statistics – Credit Repair in Houston TX
If you want to know how Americans are doing financially, take a look at their credit scores. Credit scores are key to determining whether you’ll qualify for a mortgage, loan or credit card and how much interest you’ll pay. The higher your score, the more likely you’ll be approved for a favorable loan.
The credit scores of Americans tend to fluctuate over time, with different scoring systems showing slightly different results. FICO scores, the most commonly used model, range from 300 to 850 points. The average FICO score was 692 as of April 2014, up from 690 in October 2013 and 689 in October 2012.
VantageScore, the model developed by Experian, TransUnion and Equifax, also shows rising average scores, though they trend a bit lower than the FICO numbers. Like FICO, Vantage scores also range from 300 to 850. The average VantageScore in the U.S. in 2014 was 666, up from 664 in 2013. Credit Card Offers Houston
However, the average VantageScore rises with age — presumably as consumers build their credit history. Experian’s State of Credit 2013 report found that Americans age 66 and older have the highest average VantageScore (735), while millennials have the lowest (628).
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