Always reviews the terms or clauses of the Cell phone protection plan to ensure
Posted by AmandaTom on January 6th, 2013
In the last 15 years or so, the mobile industry has expanded and conquered the world. What made them very popular could be assessed based on how small, portable and functional they have become. Mobile phones take unique roles more than just on communication but also on task creation and other things. Sadly, the sheer size and portability of the mobile phones make them easy targets for thieves. Mobile phones are also flimsy and this also raises the risk of your mobile phone getting damaged considerably. Thus, the idea of a Cell phone protection plan or mobile phone insurance has become very popular. However, like any other insurance products, we have to ask the question of coverage and clauses. They are the most complicated aspects to consider when buying a policy and thus, requires some reading and thorough assessment.
When seeking a mobile phone plan, always look at the clauses and review them before signing any contract with an insurance company. What situations will make you qualified for a claim and what situations are excluded from the coverage? As a consumer, you cannot do a lot if you do not know what the insurance policy actually includes and this could be very detrimental to you in the long run. Before you start signing contracts, review what is included in the policy. If they say that the policy includes a clause on lost phones, what specific instances are included and what conditions have to be met? These details have to be clear in the clause of the Cell phone protection plan.
Sometimes, the insurance company means it well when they include certain clauses. For example, when it comes to losses, what does the company mean by accidental loss? If you accidentally left the phone on a taxi, train or bar, you could be covered, but if the phone was left on the seat of a taxi while doing something or you left the phone at the bar to go to the toilet, you are not covered. For some, the terms can be confusing but it is actually easy to understand: any mobile phone user should apply considerable protection on his or her phone. Thus, if you left your phone on a crowded place without utter regard for safety, then in that scenario, you shall not be covered by the policy.
Misspelling Cell phone protection plan
This was a common situation in the past when the policies are still very young and not many companies offer them. The advertising was colorful but the terms are not as compatible. It is very essential to always read the terms of the mobile phone insurance so that you can protect yourself from risks in the long run. At the end of the day, the purpose of getting Cell phone protection plan is to protect you from expensive costs. It should not be too much of a bother to read the terms.
You cannot help it if the insurance market is not as consistent as you would expect so you need to be extra vigilant whenever you consider buying a Cell phone protection plan.
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About the AuthorAmandaTom
Joined: August 8th, 2012
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