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Introduction to Credit Card Processing

Posted by brianlatch66 on August 2nd, 2020

With every passing day, a quick paced change in happening all over the world with along with the advancement in the technology. The Business market is also changing quickly as the time is passing and also are the needs for the products and services from the consumers. Hence, including the idea of credit card processing for your business becomes vital for its growth. Credit card processing plays a key role for your business to evolve exponentially as credit card processing services add great value to your business.

Offering a quick credit card processing service is essential as the customer find this quick process effective, time saving and reliable for their transactions. Credit card processing improves the efficiency of your online transactions along with your existing business rate structure and the availability of your all round tech support.

The merchant can feel assured that all the smallest of details of this electronic payments are taken care of by the credit card processor.

How does credit card processing work?

Following the steps explaining in brief summary how the credit card processing takes place.

  1. A Customer submits his/her credit card for the payment.
  2. This information is encrypted and sent further for transaction by the processor.
  3. This transaction information is further sent to the card issuing network.
  4. The received data is transmitted to the customer’s bank, the bank can either approve or decline the transaction depending on the funds available. The banks decision is sent bank to the credit card network.
  5. The card network sends the transitional details to the website for customer and merchant.
  6. The funds are transferred by the credit card network to the merchant’s bank account, according to the funds the network receives from the bank.
  7. It takes maximum 2-4 days for the settlement of funds in the merchant’s bank account.

What are the advantages of Credit Card Processing Why Do I need it?

Credit card processing comes along with a lot of benefits and and following are some of those benefits offered by Credit card processing.

  • Accepting credit card legitimizes your business. The credit card logos on the payment page of your business website builds the trust of the customers in your business.
  • Widens your customer base at a very large scale and this directly leads to a huge boost in your business. Availability of multiple payment options increases your business in the large scale market.
  • Credit card processing plays a very crucial role in the online business market, if you are a e-merchant, it means credit card processing is your necessity as large number take place through of credit card and debit cards.
  • Being an electronic process, credit card processing makes it very easy for the settlement of funds with great efficiency and this improves the cash flow for your business.
  • Both customers as well as customers find it very convenient and highly effective as credit card processing is an automated process.

Credit cards are not only the easiest form of method for the customers but they also offer many other benefits like offer points, rewards, mileage which only encourages the customers to make payment through cards. All the above benefits tell us why you as a merchant needs to have credit card processing services for your business.

Why Choose International Bank Services For Credit Card Processing?

We, at International Bank Services (IBS), offer a diverse range of payment processing solutions to fulfill all your requirements. Our Credit Card Processing services are full-featured, helping you to cut costs, boost sales and improve overall productivity.

Our experts understand your business specific requirements and help to meet your goals with easy, secure and lucrative payment processing services. No matter the size or type of business, we offer customized solutions with low transaction costs.

We ensure high-level security to safeguard your business as well as your customers from credit card fraud and electronic theft.

International Bank Services (IBS), London, U.K. & Europe, is unmatched with regards to providing the best credit card processing services. Connect with our team to get the most advanced solutions, including an excellent payment gateway and an all-round customer service.
Our targeted locations are - UK, London, Europe, Russia, Germany, France, Italy, Spain, Ukraine, Poland, Romania, Netherlands, Belgium, Greece, Sweden, Austria, Switzerland, Norway, Ireland.

How To Apply for Credit Card Processing?

Click On the Link Available on Our International bank Services (IBS) and apply for instant approval and quick set up of credit card processing services. Keep in touch with our 24/7 expert and well-trained team at customer care and be a part of the change.

Also See: Credit Card, Card Processing, Processing Services, International Bank, Services, Processing, Credit

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