Tips To Save On Nova Scotia Travel Insurance

Posted by novascotiagroupinsurance on August 28th, 2013

Planning an overseas trip requires a lot of planning with regards to where you are going, where you are staying, what you are going to do there, etc. But a large number of travelers forget adding a Nova Scotia travel insurance to their list of items required for a vacation. A travel insurance plan covers you against a variety of unexpected circumstances during your trip, that too at relatively low price. From giving you medical coverage during an accident to helping you with your lost documents or baggage, a Nova Scotia travel insurance will prove to be your best friend during your trip. Let us have a look at some of the ways with which you can minimize your travel insurance premium.

Check for medical coverage on your credit card: Before you head off for your trip, it would be wise to check your credit cards. A couple of them may already have medical protection during travel both for you, and sometimes for the family too. Not only this, some credit cards may also give you coverage in case of baggage loss, trip cancellation, flight delay and other such issues during your trip. If your credit card already gives you such coverage, you may choose not to buy a Nova Scotia travel insurance plan, or buy only the basic one.

Liability through home insurance: You need a liability insurance during your travel, such as if you hit someone while skiing. Check with your home insurance plan. It might already have given you worldwide liability coverage. Check your policy, or ask your insurance company or broker. You may also be thinking about paying some extra amount to cover some of your belongings during the trip, such as your expensive camera. Check with your home insurance plan. It might cover them too while you are traveling with them.

Multi-trip Nova Scotia travel insurance: If you are a frequent traveler and need to travel several times in a year, then you may consider taking a multi-trip Nova Scotia travel insurance policy. Such policy will prove to be cheaper than getting insurance for each single trip.

Family insurance during travel: Rather than insuring each member of your family individually, you may consider taking a family insurance while on trip. This will prove to be a cheaper option.

There is an entire range of Nova Scotia travel insurance plans out there. You can find out their coverage, compare their rates, and choose the most suitable one, as per your requirements, preferences and budget.