Affordable Health Insurance In North Carolina To Fit In Your Budget

Posted by Thejordaninsurance on January 13th, 2014

One of the things about insurance in North Carolina is the cost factor as health insurance is pretty expensive in this state. Regardless of the kind of insurance you wish to have or think that you need to have, what is more important is what kind of insurance you can afford while it assures you that it will cover you when you need it most. If you are facing difficulty in finding health insurance that you require for covering the care of a pre existing condition, prescription drugs or preventative care, then you may need some alternative solutions.

When you are in North Carolina you may want to consider Medicaid which is state run federal program, but you need to be a low income family which means that in a family of three you need to have less than $544 per month and have less than $3000 in assets.
If these conditions are not satisfied you will not be able to opt for this program. As an alternative you can have your dependent children covered by North Carolina health choice for children, but again certain conditions have to be met in order to qualify for this state run program through the department of health of NC and Human services.

If your income does not qualify you for either of these two programs then you might want to consider a high deductible health plan (HDHP). In these plans you get a low monthly premium along with family deductibles. Often preventive care is 100% covered by these plans which ensures that you family remains healthy. The family deductible makes sure that in the case that you are hit by a major claim due to one or more of your family members then your out of pocket expense will be quite limited.

Of course the trick is to know where to find these affordable health insurance options and for that you might have to opt for a good insurance company that offers affordable health insurance in North Carolina. Their insurance advisors will understand your requirements and the kind of insurance that you can afford and find a balanced and affordable health insurance plan for you. These insurance companies work with several other insurance companies and are able to offer the best possible solutions for your health insurance. Hence check the internet for such insurance companies and contact them through email or phone. They will send an insurance advisor to you and you can take it on from there on.

About The Author:

Billy Jordan is the author of this article. He is a Jr. President & CEO of The Jordan Insurance Agency. The Jordan Insurance Agency is located in the Chandler building of the Ballantyne Corporate Park. The Company offers insurance products for Health, Life, Dental, Vision, and Medicare Supplements. With the ability to shop around in the marketplace from a variety of carriers. Every customer has guaranteed to get the right plan for their needs.