Is collision repair Dallas no deductible possible?

Posted by RaynaJess on February 25th, 2014

Is collision repair Dallas no deductible possible? Yes and no depending upon the garage you take your car to. The moment you have a collision your thought process goes for a spin. Most people start thinking incoherently and they do what they are then told to do. One of the first things you will do after a collision is to call your insurance company. They will tell you where to go for collision repair Dallas. If you go to their recommended garage you can forget about the deductible being waived off.

Calculating how much deductible you should have is always a sticky question. If your deductible is too less then you end up paying higher premium and vice versa. A small calculation says that if someone increases their deductible from $250 to $2,500 they pay almost 50% less premium for their collision coverage. But then one should only maintain a high deductible if they have the means to pay for it. In short you should be able to afford the deductible amount.

The way this works simple. For this calculation let us assume that you have a collision cover deductible of $500. If a collision repair Dallas garage tells you that the total bill for the collision repair is $750 then you will have to first pay $500 and your insurance company will pay the remaining $250. This does sound quite a bit to pay but then consider the lesser premium you pay for your collision cover. And since collisions don’t happen every other day it is always good to go for higher deductible.

Moreover, if you get a collision repair Dallas no deductible service then a high deductible doesn’t matter. This is because the garage is going to pick the tab. But there are a couple of points to be considered here.

1.            There has to be some fine print for a collision repair Dallas no deductible service and you should know about it before you start getting the repair work started. And there are certain cases where the deductible cannot be waived off. You must find out about this in advance.

2.            There are some collision repair Dallas garages that waive off the deductible but charge you more for the repair work. Again you should find out in detail about the terms and conditions before you get the work started.

And there is one very important point to note here – just because you are being collision repair Dallas no deductible you shouldn’t choose any garage. You must consider their experience and the quality of their work before you hire a garage. Thanks to the internet you can easily find out whether it’s worthwhile sending your car to a garage.

But yes, there are collision repair Dallas services that take care of your deductibles. And these are among the best auto body shops in Dallas. You can close your eyes and opt for their collision repair Dallas no deductible service because they will have your gain in mind all the time.

You may have heard of affordable collision repair Dallas but have your heard of collision repair Dallas no deductible?