Financing used handicap vans

Posted by AmandaTom on February 27th, 2014

People have the right to move from place to place, but how can you move if you are in a wheelchair and do not own a vehicle that is adjusted to your needs? Instead of asking your family to drive you everywhere you need or to travel long distances yourself, only by using your wheelchair, change your life for the better and consider purchasing a wheelchair van.

In most cases, wheelchair vans are used handicap vans that were converted by skilled automotive specialists from regular vans into vans that benefit from all sort of features that allow disabled people to drive them. However, used handicap vans can also be pre-owned vehicles that were created from the start to allow people who have certain physical problems to enjoy driving at its best.

Handicap vans, whether they are converted from regular vans or designed for the disabled from the start are expensive. But this does not mean that, if you are disabled, you cannot enjoy owning a vehicle like this, vehicle that could take you everywhere you want and that you could drive on your own, without requiring the assistance of your family or friends.

There are many ways to finance this kind of purchase, if you really want to drive. The first solution is to go to a bank or any other legal lending institution and see if you can obtain funding. Prior to going to the bank, check out the market for vans created for disabled people and see how much money you need to make your purchase.

If banks consider that you do not comply with their eligibility requirements and refuse to offer you a loan, try your luck with the government. Grants offered by this institution do not have to be repaid. You can be successful on your quest of getting a government grant, especially if you have an out-of-the-ordinary medical problem or some credit problems that do not allow you to get a bank loan.

Another way of finding financing for your wheelchair vehicle is to apply for a bank loan together with a family member. You can choose to use the money to purchase a handicap van or a regular van that you would later transform into a van good for the disabled. The price of a new handicap van may be higher than the price of a regular van, but the transformation from a regular one into a handicap van could be costly, so weigh your options very well before making a decision.

Handicap vans are vehicles that feature hand controls, a ramp that allows the disabled driver to get into the vehicle, safety commands and many other tools and accessories. If you go to a skilled mechanic that can transform a regular van into a handicap van for a very low price, buying a regular van and converting it into one designed for your special needs is worth the money, otherwise it does not.

Installing hand controls, an electronic lifting and lowering system, handicap accessibility tools, a sliding door that can be easily opened and closed by a disabled person, and many other features are operations that require a high amount of time and money. Therefore, purchasing a van that is already created for the disabled seems like a better choice, if you do not already possess a van that you would like transformed into a handicap van.

Used handicap vans are the best solution for those who desire to drive and feel the excitement of being behind the wheel. Such vans feature hand controls, accessibility tools, a manual or electronic ramp, a wide sliding door and a lot of other commands and tools perfect to allow the disabled enjoy driving, just like any other person.