Specifics Concerning Comprehensive Travel Insurance in South Africa

Posted by insurancesouthafrica on April 4th, 2014

Are you planning a fabulous adventure holiday? Why not, because the opportunities in South Africa are great where you can enjoy the wilderness, the sea or any other adventure activity that you can think of. However, before you set foot on a plane, you need to get travel insurance.

Benefits of travel insurance
When you are traveling especially out of the country, you need some documents. These documents allow you to travel, work or attend school in another country. These documents usually include a passport and visa or work permit. Suppose these important documents are either lost due to robbery or any other reason, you would be in a real fix. The right type of travel insurance will protect you against such an eventuality. With the help of your insurance company, you will be able to get new documents so that your trip does not have to be cut short. However, you need to keep in mind that most companies in South Africa will provide coverage if the claims are actual, reasonable and have occurred due to no fault of your own. For instance, they may refuse to pay for a replacement passport if you left it unattended. On the other hand, a claim will also be refused if you did not report the theft to the police within 24 hours of its occurring.

Apart from this, travel insurance in South Africa also covers you for illness or injury during your stay abroad. Without travel medical insurance the doctor’s fees, hospital bills and prescriptions could be a huge expense that you will have to bear out of your pocket. The right insurance policy will not only cover all this, but also cover you in case you need to be evacuated to your country due to medical reasons.

There is also travel companion insurance which provides cover in case you fall ill or get injured and need someone to accompany you on your trip back home. The insurance company will pay for a travel companion even if you are hospitalized.

Emergency assistance is another benefit of travel insurance. The best insurance companies can be reached 24x7 and help will always be available for you. This is great because you can really plan theft, injury or illness.

Coverage for flights is also provided as part of travel insurance. You will be compensated in case of cancelled, delayed or missed flights. This will make it possible for you to be able to afford another flight so that your trip does not have to be cancelled.

About The Company:
ProfiCredit Insurance Solutions is a part of a network of websites established in South Africa in 2008 aimed at assisting consumers with insurance information and personal finance decisions by offering advice, information and comparison of a large number of insurance and finance providers on the market.

They provide comprehensive information on all types of insurance, including life insurance, business insurance, travel insurance, pet insurance, car insurance etc. Their aim is to demystify the process by providing comprehensive information on the various options in the market to help you make your insurance decisions with confidence and understanding.

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