Funds Articles

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How Do Mutual Funds Work?
Mutual funds are one of the most popular financial instruments in town. Mutual fund is a collection of funds pooled in by investors and managed by a portfolio manager. Such funds are invested into various schemes in accordance to the earlier set objectives.While the above information is generally available on all the online sites, the actual working of such funds isn’t told with much clarity and we ought to clear all your doubts on t...

Gilt Funds – Meaning and Benefits
Gilt funds are the sub-type of debt mutual funds. They invest only in Government Securities (G-Secs). As compared to regular debt funds, gilt funds offer higher security.Features and Benefits of Gilt FundsIn India, the interest rate on gilt funds is determined by the Reserve Bank of India (RBI).Gilt funds invest in securities issued by the government which make them highly secure and almost risk-free, though the only risk they carry is the ...

Invest in Liquid Mutual Funds to Get Prepared for Rainy Day
You are busy making money day and night whilst cumulating savings side by side. Everything is going smooth now but will this situation hold the phone for long? No, we guess. Nothing remains same forever, time changes and so do circumstances. You never know what’s going to happen in future, so why not stay prepared with an umbrella for a possible rainy day condition. The best kick is to make most of your savings by investing them in liquid m...

Investing In Liquid Funds : Let’s Compare Its Advantages And Disadvantages
 Liquid funds are one of the many types of mutual funds available in the market. They invest in short‐term assets such as treasury bills, government securities, repos, certificates of deposit, or commercial paper. They are debt funds which enable companies to raise money for a Period of up to 91 days. These are highly secured and short term funds usually suitable for putting money aside for emergencies as there is almost ze...

What are mutual funds? Its types and sub-types explained!
When you talk about investments, mutual funds top the list. From beginners to retiring individuals prefer mutual funds. It is the place where a bunch of investors pool in money. It later gets invested in a basket of securities such as equity, debt, and other money market instruments. The major reason why mutual funds are in demand is because professional fund managers handle the account on your behalf.Analysts and researchers support these fund m...

What are ELSS funds? Here are 4 benefits of investing in ELSS via SIPs?
Mutual funds investment offers different options to the investors, depending on their needs. You can choose between equity, debt, and hybrid funds. Each of these types has a sub-type. One of the most popular sub-type of equity funds is ELSS funds.What is ELSS funds? It is a fund that invests 80 per cent of its assets in equity and equity-related instruments. ELSS funds hold a lock-in period of 3 years. They also qualify for tax deduction up to IN...

Mutual funds: protect yourself with segregated funds
Segregated funds were initially developed by the insurance industry to compete against mutual funds. Today, many mutual fund companies are in partnership with insurance companies to offer segregated funds to investors. Segregated funds offer some unique benefits not available to mutual fund investors.Segregated funds offer the following major benefits that are not offered by the traditional mutual fund. 1. Segregated funds offer a guarantee of ...

What are the types of mutual funds? 6 reasons to invest in one
Mutual fund investments are of various kinds, and they cater to different needs of the investors. The types of mutual funds are classified by – investment objective, structure, and nature of the schemes. Investment objectives have their sub-types such as equity funds, debt funds, tax-saving funds, liquid funds, balanced funds, gilt funds, and exchange-traded funds (ETF).When you see it from the structure point of view, they are of two types...

Why Balanced Mutual Funds Are Good Choice For First-Time Investors
When one thinks about investing in the stock market - the first thought that generally pops up is ‘risk’. Investing in the stock market carries with itself a certain level of risk. Equities are a preferred choice for investors who have a high-risk appetite and want high returns. Debt funds, on the other hand, are a suitable choice for investors who have a moderate risk appetite and want steady income. But what if an individual wants to ...

What Are the Top Recommended Small Cap Funds of 2018?
  What Are the Top Recommended Small Cap Funds of 2018?It's currently a bad phase for small and mid-cap companies as many undervalued stocks are lying in the market. However, most investors have a question as what to do with the mutual fund investments? In the shaky market conditions, small-cap funds have to struggle, but they offer wide returns in the long run. Many small-cap funds are running in the market, but only a few are pr...

New to mutual funds? Here’s a vital guide towards investing
Are you new to mutual fund investments? In recent times, investing in mutual funds India has become a popular pick for most people since they come with various advantages in the long haul. The best part is that you can start your investment journey with almost any amount, i.e. amounts as small as Rs. 500 in many cases. Additionally, you can diversify your investments across multiple stock options and instruments such as gold and debt among others...

Why Are Stock Funds Riskier Than Bond Funds
One bit of conventional investing wisdom is that stock mutual funds have much more risk than bond funds. In this article we take a look at how stocks and bonds will have differing risks. We will also look at how much we should invest in stock funds vs bond funds.Stock represent a partial ownership in a business. But bonds are set up more like a loan to that business. Upon examining a typical bond issue, if you ignore the risk that the issuing com...

5 important questions answered for a first-time mutual funds investor
5 important questions answered for a first-time mutual funds investorHere are a few quick FAQs for the first time mutual funds investor.How much should I invest?Identify your goals first; this will help you decide the amount you need to invest to achieve each goal.Should I invest in equity or debt schemes?It primarily depends on your investment objective, investment horizon and risk profile. If you are investing to achieve a short-term go...

What are the different types of mutual funds?
When it comes to making investments, a mutual fund is one of the top choices. For both beginner investors and experienced investors, mutual funds provide a way to grow and increase their capital. But, what are mutual funds?Investing as a whole can generally get daunting and risky. Mutual funds pool together resources from different investors and deploy those in a range of assets. Mutual funds are classified based on where these resources are inve...

Equity Mutual Funds: Suitable for investors seeking long-term capital growth
The beauty of investing in mutual funds is that there is a suitable product for everyone irrespective of the time horizon, investment objective and income profile. Equity Mutual Funds, with significant exposure to equities, are the perfect solution for investors looking to build long term wealth.What are Equity Funds?Equity Funds are mutual funds that invest the majority of the corpus (minimum 65%) in the shares of listed companies. Such listed...

Top Pharma Funds to Invest in India
1. Nippon India Pharma Fund - Direct Plan-Growth The AMCNippon India Mutual Fund was formerly known as Reliance Mutual fund. Nippon India Mutual Fund is registered with Securities & Exchange Board of India (SEBI) and is one of India leading Mutual fund companies. Average Assets under management is Rs 2,04,370.79 Crores​​ ​(Oct 2019 - Dec 2019 QAAUM)Investment ObjectivesSeeks to invest in Pharma SectorGenerat...

Debt Mutual Funds: A perfect choice for conservative investors
A common question in investor’s mind: Interest on money lying in savings account is too low and if I park that money in a fixed deposit, return is not great there too plus there is no flexibility. What should I do? The answer to this question for a conservative investor is “Invest in Debt Mutual Funds”.What are Debt Mutual Funds?Debt funds represent the category of mutual funds that invest in a mix of debt or fixed inco...

All about Dynamic Equity Funds
All about Dynamic Equity FundsDynamic Equity Funds are the ones that allocate less to equities when market valuations seem expensive and increase allocation to equities when market valuations look cheap.How do Dynamic Equity Funds work?These funds have a mix of debt and equity in their portfolio. The equity component in such funds varies from 30% to 70-80%, and at times even go up to 100%.Who should invest in Dynamic Equity Funds?Ideally,...

ELSS funds: everything you want to know!
When people look to invest in any instrument, the result expected is high returns and maximum benefits. While most of the mutual funds do offer quick returns and some tax benefits, very few schemes offer the best of both worlds. Equity Linked Savings Scheme (ELSS) not only provide tax efficiency but also impressive returns, which is why they make it to every tax payer’s plan.What is ELSS funds? They are a type of open-ended equity mutual fu...

Funds India is India’s most trusted investment platform
Mutual funds are an investment tool that pools money from several investors and invests it in company stocks, bonds, government instruments, etc. in order to generate a profit for investors. This profit may be paid out as dividends to investors (dividend plans) or reinvested by the fund for capital appreciation (growth plan), There are many different types of mutual funds based on various characteristic differences. Most mutual funds try to diversi...

2.Understanding Focused Equity Mutual Funds by weighing in pros and cons
Mutual funds schemes have been restructured by Securities and Exchange Board of India.  This has brought into existence something called as Focused Equity fund which is a brand-new type. It is a known fact that people invest in mutual fund for saving tax. SEBI Guidelines have stipulated that a maximum of 30 stocks can be included in Focused Equity fund. It is more specific than a diversified equity fund. But what does this say about t...

All about Dynamic Asset Allocation Funds and their tax implications
All about Dynamic Asset Allocation Funds and their tax implicationsAs the very name suggests, the Dynamic Asset Allocation funds refer to the type of mutual funds that are dynamic in nature. Unlike the traditional asset allocation funds that invest in debt and equity in a pre-defined proportion regardless of market conditions, the Dynamic Asset Allocation funds are the ones that allocate funds in equity, equity-linked derivatives and debt—b...

An introduction to mid-cap funds
In recent years, investors have been making a beeline for mid cap equity funds and mid cap stocks, more than large cap funds. What brought on this trend?Year upon year, mid cap mutual funds have been showing consistent high growth. At times, they have even outperformed the large cap fund segment by a wide margin. But as a new investor, you may be tempted to research the fund over the last 3 or 5 years, and not find the kind of fiscal benefit th...

Do international mutual funds add sheen to your portfolio?
Thinking of investing in international mutual funds? These are funds which usually deploy investments in stocks of organizations that are listed outside India. These funds may help you deploy your investments in some of the world’s most renowned and largest organizations.International funds predominantly make investments in equity and equity linked financial instruments along with debt securities of entities/companies which have listings ...

Ultra Short Term Funds- What you should know
Ultra short term funds majorly make investments in fixed-income instruments which have shorter maturity durations and are highly liquid. These funds enable investors to bypass risks related to rates of interest although they have higher risk levels and higher returns in comparison to most instruments in the money markets. Ultra short duration funds have a lot of similarities with liquid funds although there are some core differences as well.Fir...

The importance of the IFSC code for the transfer of funds within India
In the Indian banking system, IFSC is known as the Indian Financial System Code. It is an 11-digit serial number, consisting of a unique combination of alphanumeric characters. The numbers can be divided as: the first 4 digits are in alphabetical order, which means the bank, the fifth number is a single digit 0 (zero), to be used by the bank in the future, and the last 6 numbers are a combination of alphanumeric digits, or just numeric numbers, th...

How To Invest In Mutual Funds?
Mutual funds are one of the most popular investment options for wealth creation and tax planning among investors. Investors can choose from a wide variety of mutual funds based on their budgets, investment appetite and financial goals.These funds help you create a corpus at a much faster rate as compared to conventional investments instruments like fixed or recurring deposits. Investing in mutual fund is generally easy, but you should consider ta...

Reasons To Invest Mutual Funds
It is easier to leave it to the experts when it comes to investment decisions. A good investment manager will help you optimise yields and minimise risks. So, from an expert point of view, mutual funds are the best choice for you as an investor to attain your personal financial goals.Following are a few reasons to invest in mutual funds:Diversification means that the Mutual Fund has spread the funds over through businesses and specific asset ...

Things You Need To Know About ELSS Mutual Funds
Paying taxes is a very painful process for most of us. Every year we have to give out a considerable portion of our hard earned income in the form of taxes. Now, their are certain ways with which we can save taxes but the returns we get on investing into such options are very low and the lock-in period is very high, for ex, public provident funds, which provide an annual interest of 7% per annum which is good, but the minimum lock-in period is 15...

How to Save Tax Using Tax Saving Mutual Funds in 2020
“The hardest thing in the world to understand is the Income Tax.” – Albert EinsteinEinstein really did say this, as confirmed by his accountant, Leo Mattersdorf. The man who theorized relativity published more than 300 scientific papers and a Nobel Prize in physics couldn’t wrap his head around taxes. Of course, Einstein was joking when he said this at dinner with Leo Mattersdorf but there are many who would echo the senti...

What are the Mutual Funds?
A mutual fund is a pool of money collected from many investors to invest in securities such as stock, bonds, money market devices. These are managed by Asset management companies (AMCs). A mutual fund’s portfolio is structured and maintained to match the destinations stated in its program. Mutual funds provide individual investors access to a professionally managed portfolios of equities, bonds and other securities. Every shareholder particip...

Mutual Funds: Your Way to a Secured Financial Future
Mutual funds have become one of the primary investment options in these last few decades. They help people to make maximum use of the equity market and other financial sectors for investments. A mutual fund portfolio involves investments in the equity market, corporate or government bonds and short-term debt. Investing in mutual funds has become easier today. They are not much unlike the recurring and fixed deposits that can be done in banks. H...

Are arbitrage funds value additions to your portfolio?
Investing in an arbitrage mutual fund in Indiacould be a good move, provided you get your basics right. There is growing demand for arbitrage funds in India which are pure equity options. In fact, going by recent studies, almost 65-75% of these funds have been allocated towards arbitrage trade while 15-25% has to be allocated as margin money. The latter is basically the need for keeping an amount with banks as collateral for all transactions. Mos...

A Detailed View of the Benefits of Investing in Mutual Funds
Wondering how to manage your finances increasing the overall profit? Now, you can invest in mutual funds and thus you need to find a genuine broker who helps you to handle the things in the right way. Mutual fund is a typical financial instrument and it withdraws money from different people investing them in stocks, bonds etc.Each investor in the mutual fund owns a part of the mutual fund and it represents a portion of holdings ensuring that you ...

This Rotational Savings App Lets You Pool Funds with Trusted Friends and Family
The budgetary business remunerates those with money, while avoiding or advance sharking those with helpless credit or no record as a consumer.Esusu, a versatile application based startup, is hoping to disturb the endless loop of helpless credit prompting savage advances to more terrible credit suffered by the low-pay network by bringing an old African rotational reserve funds convention into a computerized structure.Individuals structure bunc...

The Main Differences between Mutual Funds and ETFs
There are a number of differences between mutual funds and ETFs, although a lot of people would make note of the similarities which exist between the two. For example, both ETFs and mutual funds hold bonds and stocks (and sometimes even metals or other commodities), the amount of money that can be included in one particular holding, the amount of money that can be borrowed in relation to the size of the portfolio and the country-specific regulation...

Get Better Returns With Dynamic Mutual Funds
The mutual fund universe often seems like a topsy-turvy one, with market forces, interest rates, option durations and unpredictability serving to confuse more than clarify. However, some mutual funds are able to buck most market trends quite well. Case in point, are dynamic mutual funds.What are dynamic mutual funds?Dynamic mutual funds are MFs that allocate assets based on the principle of risk mitigation. This is done by the fund switching ...

Look for These Characteristics in Your Next Balanced Mutual Funds
Balanced funds are a great option for those who find it difficult to make a choice between debt and equity. These funds offer a combination of debt and equity to its users. But before you start investing in them, consider these characteristics of a quality balanced fund.1.DiversificationBalanced funds give you the opportunity to diversify your portfolio. Asset allocation is taken care of, by the fund managers, so you need not worry about it any...

Best Mutual Funds in India – Know before you Invest
Mutual funds are the intelligent way to invest your hard-earned cash to gain MORE RETURNS. There are plenty of top-rated Indian funds for investment. To select the best and invest, you should be intelligent enough. Here are some data to help you select the best mutual funds to invest in 2019.The top Mutual Fund houses or Asset Management Companies (AMC) in India are:HDFCICICI PrudentialSBIAditya Birla Sun LifeReliance Nippon LifeT...

A Guide for NRIs to invest in Mutual Funds in India
Indian migration to the west of the world is a common phenomenon. Many of these Indians are nurturing the dream of returning to their motherland because they have dependents here. In such situations, the only right thing to do is to search for investment options in India. You'll also find a lot of NRIs investing in India's real estate. NRIs have also begun investing in mutual funds for the past few years, however, as the returns are highe...

A Guide for NRIs to invest in Mutual Funds in India
Indian migration to the west of the world is a common phenomenon. Many of these Indians are nurturing the dream of returning to their motherland because they have dependents here. In such situations, the only right thing to do is to search for investment options in India. You'll also find a lot of NRIs investing in India's real estate. NRIs have also begun investing in mutual funds for the past few years, however, as the returns are highe...

How Real Estate Developers Can Benefit From 0% Federal Funds Rate
The US Federal Reserve, on March 15th 2020, reduced the federal funds rate by a total of 1.5%, bringing it down to 0% - 0.25% for cushioning the economic impact of COVID-19. The Federal funds rate is the interest rate at which depository institutions, like banks and credit unions, lend reserve balances to other depository institutions overnight. This measure was last used during 2008-2009 financial crisis to incentive the US economy. The impact of ...

Selecting Between ETFs and Mutual Funds
When comparing investment vehicles, it is important to consider the difference between ETF’s and mutual funds.  Before you invest, it is essential to have clear goals. What level of risk is acceptable? What benefit classes are you seeking? It's easier to choose an investment tool when you’ve already set out these parameters. Breakdown: ETFs vs. Mutual Funds  If you're a novice investor, you might take pleasure in how straig...

Everything you want to know about liquid mutual funds
Mutual funds today are considered as the best investment option for investors as it allows them to reap maximum benefits owing to its diverse portfolio. The portfolio is a mixture of shares and bonds. Plus, you also get professional management of funds as the fund manager take decisions on your behalf.Mutual funds: You can invest in mutual funds in two ways – lump sum or SIP investment. Lump sum investment means investing the entire money...

Best Mutual Funds For Short Term Investment- Go4Wealth
Choosing the best mutual funds for short-term investing needs can be more challenging, and potentially more risky, than the investing choices you make for your long-term investing needs, such as retirement or child marriage or child education etcMost investors have more short-term savings goals and financial needs than they do long-term investing goals. Some of the general reasons that people want to take advantage of short-term investm...

7 best Reasons to invest in Mutual Funds
Although subject to market risks and fluctuations, yet professional guidance such as the one offered at Tradebulls, mutual fund investment becomes an essential part of your overall investment portfolio.Below mentioned are the 7 best reasons for you to invest in mutual funds:1. DiversificationAt the point when you purchase a Mutual Fund, you purchase an assortment of what that Mutual Fund has contributed. Enhancement implies...

MUTUAL FUNDS and Its Types
Concept of Mutual FundsWhen an asset management company collects money from the different type of investors with common risk taking capacity, invest that amount in a single pool (fund) and manage that fund is called Mutual funds. In other words, Mutual fund is a medium of earning profit by which small investor can also get good return in long term. Types of Mutual FundsThere are different types of mutual fund are as follows: ...

How to Grow Your Money via Mutual Funds?
While watching our videos on YouTube, do you think it is possible to invest in YouTube via sitting in India? Similarly, if we wish to know about anything, we go and search about it on Google, so is it possible to invest in Google by sitting in India? Also, if we want to purchase anything we sit at home and buy it from Amazon so is it possible to invest in Amazon from India? While using computers we mostly use the Microsoft software’s and also...

Invest In The Best Mutual Funds For SIP Long Term
Investing in mutual funds can be done through Systematic Investment Plan (SIP). There are many mutual funds and you should invest in the right funds to reach your goals. Investing in mutual funds through SIP has many benefits. Investing for long term through SIP can have a significant effect on wealth creation.You can invest in mutual funds through Systematic Investment Plan (SIP). It is a simple and a disciplined way to invest. SIP allows you to...

Here's Everything You Need to Know About Fund of Funds
Between 2008 and 2018, India’s mutual fund industry has grown by an average yearly rate of 12.5%, outperforming the world’s average growth, according to a report by the Association of Mutual Funds of India (AMFI). With such phenomenal growth, even smaller investors are turning to this industry. However, there are several common questions about fund of funds that investors would like ready answers to. So, here are some of the most wide...

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