Articles By Trishya Sharma

Reducing Financial Stress with Advance Salary loans
Short term personal loans are to meet immediate cash urgencies. One may be hand-tied at end of the month, in many situations like defined below will have to apply for loan. Why not use credit card? Because they come at high interest rate and you may not be able to pay entire amount at one go of payment cycle.  So, how to handle a situation like this?&...

Reasons Why Personal Overdrafts are better than Credit cards
 Applying for a credit card? Choose Personal Overdraft instead!Among types of credit facilities accessible, credit cards are used by most of the millennials followed by personal loans. The use of either or both depends on the sort of needs someone has.  One may wonder that how can a personal loan match benefits of the credit card but, there is ...

Different Situations, Different Personal loans
Personal Loans from digital NBFCs are customized today and have improved the value addition to the consumer, for  both  the short-term as well as long-term goals of debtors.  That is the reason it comes as no surprise that these collateral free, pocket friendly and unsecured personal loans have started to grow at a rate of 20-30% percent in la...

Instant Personal loans for Festives
India is beaming with festival season right now. There’s high consumer sentiment to spend on apparels, consumer durables mobile phones and jewellery as per Retailer Association of India and all digital lenders have geared up to meet additional finance.Gifts, self-indulgence, home renovation – all are on the cards. The retail industry is also ge...

Overspending and impacts on CIBIL
Festivals involve a different spending pattern with high expenses on items like cell phones, furniture along with other items which we generally buy during Diwali – as simple as apparels, sweets and gifts for friends and families. Considering these are expenses that are uncommon, it is logical to keep an eye on the credit card and other obligations to ...

Cost Implications of a typical Indian Wedding!
Marriage has become the moment in an individual's life.  It's an auspicious event where two families and a couple unite through traditional ceremonies.  Every culture and every faith, there are distinct rituals and customs when it comes to weddings.  The events pertaining to the wedding could last several days, depending on the region, religio...

EMI Calculators vs EMI Free Loans
In case you've availed a Personal Loan, then you have to settle the sum through Equated Monthly Instalments (EMI).  Calculation of EMI via EMI calculators are among the action before choosing a loan.  However, does this tell you that how you can lower your monthly cash outflow?   How can one create a circumstance and EMIs don't dig out a ...

Paying Personal loans on Time
Facing cash crunch is common these days. No matter how well one plans their finances, or budget for all your expenses every month, a few financial hiccups is bound arise on account of unforeseen expenses. Even then, meeting them is no longer an issue, thanks to the advent of personal loans. Thanks to the sheer convenience they offer in terms of access to sho...

Personal Finance tips for Adults
Who doesn’t imagine retiring as early as 45 and then spending the rest of your life in peace and happiness. Retirement at an early age is a dream for most millennials, but it takes a lot of financial securities to turn it into a reality. Most adults wished that they had known money management techniques at a young age. You are fortunate if you are earn...

Marry in Style with wedding loans
In India, marriage is that important event of an individual’s life that marks the union of not just two individual but their families as well.. Indian weddings are especially known for their royal feel, opulence and extravagance. So an average Indian wedding cost for an average Indian approximately anywhere between Rs. 10 lakhs to Rs. 30 lakhs i...

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