About Medicaid Waiver in Baltimore and Arlington, MD

Posted by professionalhealthcarephri on April 7th, 2022

A majority of Americans past the age of 65 sign up for Medicare to ensure affordable health care. Unfortunately, being enrolled in a Medicare plan is not the perfect solution for senior citizens of limited means. Paying out-of-pocket costs may prove to be too expensive for comfort. Many elderly individuals are shocked to learn that Medicare will not cover assisted living or in-home care. One of the preferred alternatives here would be to think about Medicaid waivers in Baltimore and Arlington, MD.  

The questions that are definite to arise in the mind of concerned people are:

What is Medicaid Waiver?

Well, it is not synonymous with Medicare, as many people believe. On the contrary, it is a specific public health insurance plan that helps US citizens and families earning a low income. Unlike Medicare, it is not wholly financed by the Federal Government. Instead, the expenses are shared by both the Federal and state governments. Its operation and implementation are handled entirely by the state, however. This explains why its administration may differ between states. It is not freely available to all seniors, though. The person who aspires to be eligible for the program must be eligible for it by meeting the criteria for low income. The rules of Medicaid can thus be waived to include individuals or groups to obtain healthcare assistance offered via Medicaid Programs.

How many types of Medicaid waivers are available?

The actual types of available waivers are too numerous to be included in a single list. The following remains the most popular that is used by millions of US citizens across the States:

Section 1115 – States utilize this type of waiver to research facts and discover novel ways of delivering Medicaid healthcare to people or find alternative means of funding them.

Section 1915(b) waivers- This type of waiver permits the states to hire the services of different organizations for providing managed care services.

Section 1915(c)- Also termed as \"Home and Community-Based Services (HCBS) waivers,\" it helps states to provide the required home care or community-based services to people who need long-term care. This is hugely popular as it allows the concerned individual to receive care while staying in their homes or at a community shelter instead of being admitted to a living assistance facility.

Who is eligible for Medicaid waivers?

The eligibility criteria vary from state to state. The HCBS waivers are usually provided for older adults of 65 years or more, disabled individuals, and people with debilitating development disorders. Individuals who require expensive medical equipment and round-the-clock health care for survival are also considered to be eligible for Medicaid waivers.

One may choose to hire affordable caregivers to provide home care in Arlington, MD, and Washington, DC, to meet the patient\'s needs with compassion. The health aides are professionals having the required skills to tend to elderly patients 24X7. They are sure to work closely with physicians and other medical specialists with the single objective of ensuring comfort for their patients.