Compare Home Insurance

Posted by sanjay on November 17th, 2016

Home Insurance Simplified

Home is where the heart is, as rightly said. A home is the place of innumerable memories; no money is better spent than what is invested on your home. Thus safeguarding your home from unforeseen events becomes a priority and the best way can be securing with home insurance. An adequate and a comprehensive home insurance policy must be on top of your priority list. It is just not enough to have an insurance cover for your home but what matters is the right home insurance that covers all possible liabilities.

Home insurance in India is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

Why buy Home Insurance?

Our home is probably the most expensive and most precious belonging which we have. We spend considerable amount of time and money planning to buy one and then making it into a "home". Also, it is usually a once in a life time option for most of us and surely we want to ensure that our asset if completely secure. We may not be able to afford a second home or even have the resources to rebuild our existing home in case of any loss.

That's where home insurance can be a very useful instrument to safeguard our belongings. Our home, its content and other risks associated with it can be made completely secure with a good home insurance policy. In case of any eventuality, we can be fully assured that the financial loss would be taken care of.

Home is where our heart is. So why not take good care of it? Compare home insurance quotes at and get your abode insured at low costs! Benefits of Home Insurance

  • You can have complete peace of mind regarding your property investment.
  • You can avail emergency repairs, the additional expenses of living outside your home in case of damage to property, or replacement of personal property, minus the hassles and minimum documentations.
  • The annual premiums involved are reasonably low in most cases so as not to put extra financial burden on the insurer.

Key Features of Home Insurance

The key features of home insurance in general include the following:

  • Get home insurance online, which is a hassle-free proposition for those interested.
  • Discount is available on contents/home premiums
  • Standard coverage is present against explosion or fire, theft, attempted burglary, damage due to natural disasters, and compensation for damage to property or contents within, through vehicular accidents.
  • Reasonable covers for your valuables including camera and jewelry.
  • Presence of burglar or smoke alarm or other security measures help homeowners to get discount on their home insurance.
  • The cover is for both self-owned and rented properties.


While there is a comprehensive coverage for homeowners through home insurance policies, there are certain exclusions present too. For example, this cover does not include radioactive contamination, or damage due to nuclear explosive equipment. Similarly, you do not get compensation for property or content damage that results from war, military activity, or invasions.

Inconceivable situations aside, your home is reasonably safe with a good home insurance policy to provide backup in negative situations. Nevertheless, compare home insurance quotes to understand clearly the benefits and exclusions present in a particular home insurance policy and then make the final decision.

So Compare and buy best home insurance policy in India now in less than 15 minutes from Abiding by our belief in consumer empowerment, we have partnered with all major General Insurance companies in India to bring their products on a single platform enabling comparison and informed decision making.


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Joined: June 29th, 2016
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