The best way to renew your car insurance plans?

Posted by sanjay on February 7th, 2017

Renewing your car insurance is always a daunting task. But the recent development of online car insurance policy purchase and renewals provide car-owners with a range of benefits and features along with a great way to save money as well.  After purchasing car insurance, it's important to renew it. If you’re looking for a renewal of your existing car policy then there are few easy tips to ensure your car insurance renewal process goes smooth:

Renewal on Time

It’s important you renew your policy on time. If you forget to renew your car insurance policy on the stipulated date, contact your insurer at the earliest and fix an appointment for your car to be surveyed. After a satisfactory survey completion, you can proceed to renew your car policy. If your car policy has just expired, then there are no penalties incurred on your car policy. It is advisable, don’t drive until your policy gets renewed else if you meet an accident or cause third party damage it will be a big blow on your pockets.

Documents

Always ensure that your previous policy documents and claim-related papers are in place and handy with you. The insurer will ask for the documents to understand your claims history and assign the No-Claim Bonuses on your renewed policy. Ensure that your car’s vital documents like manufacturer’s name, car make, and  model, car’s registration book, zone/city, RTO address, first registration date, etc. are safe and secure.

Renew Online

Car insurance renewal online is an excellent way for customers these days. It helps you save time and avoid confusing and tedious paperwork. Log on to your insurer’s websites, fill-up the renewal forms, the necessary documents for renewals, click on the online renewal option and fill in the details in the appropriate fields. Also, ensure that you fill your car’s policy number, registration details, and other information correctly.

Before you submit, cross-check the details well to avoid any errors and miscommunication. After you submit the renewal form, the company will send you an acknowledgment online shortly.

Online Payments

For online car insurance renewal, you can pay through various convenient online payment channels such as debit card, credit card, IMPS, net banking, etc. Once you renew your motor insurance online, the renewal documents will be mailed to your email address.

Early Renewal

Car insurance companies often raise the renewal price closer to the renewal date. Therefore, it's advisable to start working towards your car’s insurance policy renewal a minimum of 30 to 40 days prior to the scheduled renewal date. It’s better to have some research, compare policies, and picking the best car insurance renewal plan at the time of purchase. This way you renewal process will be efficient and smooth.

Different Insurer

If you’re looking to renew a lapsed car insurance policy with a different insurer, you can visit online and check their offers for potential customers. You can come across various discounts and bonuses on their sites. They permit such renewals on the basis of your previous car insurance policy details.

No, that you know how to make your renew process rather easy and efficient, it’s time to check out for the best payment deal and for your online policy renewal.