Useful advice on car accident claims

Posted by sophiamilller on June 5th, 2013

Accidents can bring tremendous stress into our lives, yet the impact itself is the most shocking experience. Because people react differently to such situations, it always helps being aware of your rights and knowing how to act after an auto collision. More about filing car accident claims and asking for whiplash compensation based on your auto insurance policy will be further detailed.

No matter the context of the accident, notifying the authorities and the insurance company is very important. Unfortunate situations, when the collision led to severe physical injuries, will prevent you from doing so at that very moment. Nevertheless, your auto insurance policy may specify the available period for reporting the incident and filing your car accident claims, which can go as high as to 90 days. You can still initiate the legal action even after that period, provided you make the proof of a serious experience that stopped you from acting sooner.

Speaking of things that may have stopped you, the physical or psychological injuries make a well-reasoned explanation. Consequently, seeking medical attention right after the accident is crucial because: you benefit from the necessary healthcare measures as soon as possible and you can later make the proof of all the injuries you have suffered because of that accident. As expected, the bigger the consequences, the higher your rights to receive your lost wages, the value of the medical bills you have paid for and compensations for any other physical, mental or financial distress you have experienced.

For you to make sure that you comply with all your insurance agency’s requirements, contacting a company specialized in car accident claims is very important. Those professionals will teach you what information to keep in mind and will suggest you to take as many photographs from the scene of the accident. They will remind you to write all the vehicle registration numbers that took part to the collision and will support you and encourage you to obtain some contact details from witnesses that can later support your cause. Based on all that information and many more, they will also tell you if you are entitled for whiplash compensation or for any other type of compensation.

After you undergo the required medical treatments and you put aside your medical bills, you should take the time to go through your auto insurance policy together with someone from the claims company. It will help you to have a better understanding of your rights and to establish, even only with approximation, what indemnities to solicit.

Your success rate is higher when you can prove that your daily life has been affected for more than a month because of that collision. Whiplash, also referred to as WAD, stands for whiplash associated disorders and defines any type of neck injury caused by the accident. Given the sensibility of this body part, the affection can be quite serious and if you experience it, you are even more entitled to make a claim.

Whiplash compensation or any other indemnity that you solicit, car accident claims should be on your list of priorities. Do not let a car accident ruin your life!